July 23, 2019
AgencyWhat does your homeowners policy cover
Define Homeowner’s Insurance Disasters, both major and minor, befall homeowners on a daily basis. Burglary, a slip and fall by a guest, fire damage, tree damage and water damage all cost money to fix and all can fall under the protection of a homeowner’s insurance policy. A good insurance policy can take a lot of […]
October 1, 2019
AgencyWhat you need to know, Is hail damage covered by homeowners insurance?
Hail damage and home insurance coverage: What you need to know, Is hail damage covered by homeowners insurance? Hail damage is covered by standard home insurance in most states but coverage is applied in a variety of ways, depending on where you live, your insurer and how your policy is set up. Here we’ll explain how home […]
March 24, 2020
AgencyFEDERAL IRS FILING & PAYMENT EXTENSION
FEDERAL IRS FILING & PAYMENT EXTENSION On Wednesday, March 18, 2020, the IRS released Notice 2020-17 which provides additional clarification on remarks made the previous day by Treasury Secretary Steve Mnuchin with regard to the due date of payments originally due April 15, 2020. The Notice asserts that the President’s issuance of an emergency declaration […]
June 23, 2020
AgencyPhase 4 of the Restore Illinois plan
Phase 4 of the Restore Illinois plan To ensure businesses can reopen safely, the state released a common set of standards expected of all employers, while also outlining industry-specific guidelines using a risk-based approach to support unique operational needs of businesses across the state. Industry guidance will help businesses and residents feel safe in returning […]
August 6, 2020
AgencyMillions of Homeowners Who Need Flood Insurance Don’t Know It — Thanks to FEMA
Millions of Homeowners Who Need Flood Insurance Don’t Know It — Thanks to FEMA It is FEMA’s job to warn homeowners about major flood risks, but its approach is notoriously limited. In Cook County alone, researchers found about six times as many properties in danger as FEMA estimated. Look up your address with a new […]
September 10, 2020
AgencyNational Preparedness Month: September
National Preparedness Month: September Evaluate Your Disaster Plan Small business owners are natural planners. You know exactly how you want your business to look six months or a year from now, and you work hard toward your goals every day. Unfortunately, sometimes things may happen that are out of your control – but there are […]
October 16, 2020
AgencyGaps in your insurance & Gap Insurance.
Gaps in your insurance & Gap Insurance. The modern homeowners policy is very comprehensive and covers *most* of the things the typical homeowner needs, however, few of us us are truly “typical” and there are some common coverage gaps that we always talk to our clients about. Here is just a few homeowners insurance coverage […]
October 27, 2020
AgencyTime change reminder…and some other things to change, too.
Time change reminder … and some other things to change, too. On Sunday, November 1st, clocks will be set back an hour, marking the end of Daylight-Saving Time. But, that one-hour difference can present some unique driving challenges. NIGHT MOVES […]
January 20, 2021
AgencyShould You Let Your Insurance Company Track Your Driving?
Should You Let Your Insurance Company Track Your Driving? Auto insurance companies are increasingly offering “usage-based insurance” rates that rely on cellular or GPS devices to monitor how you drive. These rates can offer significant discounts from what your traditional auto insurance might offer, but there are also trade-offs. Here’s what you need to know to decide […]
January 27, 2021
AgencyPros and Cons of Using Insurance Driving Monitors in Your Car
Pros and Cons of Using Insurance Driving Monitors in Your Car Driving monitors are the latest trend for car insurance companies. Many insurers are offering driver monitor programs that promise to lower rates for safe drivers. The benefits include lower premiums and improved safety, while the drawbacks […]