May 14, 2021
AgencyProfessional Liability Insurance issues impacting small businesses
Professional Liability Insurance issues impacting small businesses. 2020 was a year many called “unprecedented,” as we endured a global pandemic, natural disasters, and social and political unrest. Working remotely became the new normal, and face-to-face interactions became virtual. So what does 2021 have in store? So far, we have ushered in a new administration, introduced […]
April 13, 2021
AgencyDoes homeowners insurance cover tornado damage?
Does homeowners insurance cover tornado damage? Homeowners insurance covers your home and personal belongings from many types of tornado damage, including damage caused by wind, wind-driven rain, and fallen trees. If a tornado displaces you from your home and you’re forced to live elsewhere, homeowners insurance may also cover your additional living expenses. However, water damage from flooding that occurs […]
March 25, 2021
AgencyFlood Insurance — What You Need to Know
Flood Insurance — What You Need to Know Spring is here and soon will come the rain showers. Mother Nature can throw one heck of a punch. Mother Nature seems to be striking out more often than ever, drenching parts of the U.S. in a series of extreme one-day precipitation events that lead to flooding. […]
March 5, 2021
AgencyWhy do I need renters insurance?
Why do I need renters insurance? Renters insurance covers your personal property if it is damaged or stolen, medical and legal bills if you are found liable for damaging someone’s property or injuring them, and temporary living expenses if your rental home is currently uninhabitable. Renters insurance is financial protection for a tenant and their personal belongings. There […]
February 3, 2021
AgencyDo You Need Insurance on an Electric Bike?
Do You Need Insurance on an Electric Bike? As with bicycle insurance, ebike insurance is not legally required—but it may still be a good idea. In general, ebikes range in cost from about $400 to $2,000 or more, so if it is stolen or damaged, an ebike policy can help you buy a replacement or […]
January 27, 2021
AgencyPros and Cons of Using Insurance Driving Monitors in Your Car
Pros and Cons of Using Insurance Driving Monitors in Your Car Driving monitors are the latest trend for car insurance companies. Many insurers are offering driver monitor programs that promise to lower rates for safe drivers. The benefits include lower premiums and improved safety, while the drawbacks […]
January 20, 2021
AgencyShould You Let Your Insurance Company Track Your Driving?
Should You Let Your Insurance Company Track Your Driving? Auto insurance companies are increasingly offering “usage-based insurance” rates that rely on cellular or GPS devices to monitor how you drive. These rates can offer significant discounts from what your traditional auto insurance might offer, but there are also trade-offs. Here’s what you need to know to decide […]
January 13, 2021
AgencyIdentity Theft & Millennials
Identity Theft & Millennials Millennials are the most tech-and-internet-savvy generation but are most likely to become victims of identity theft. Millennials generally having a clean credit history that makes them lucrative targets for an identity thief. Millennials are also: Highly likely to store bank account information on their phones. Easily accepting of sharing personal information on […]
December 18, 2020
AgencyProtect Yourself from Unemployment Scams
Protect Yourself from Unemployment Scams Local police departments have seen an increase in unemployment scams and warns residents to be cautious. As a result of the COVID-19 pandemic, there is a spike in imposters filing claims for unemployment benefits with the names and personal information of people who have not filed claims, according to the […]
December 15, 2020
Agency7 Types of Insurance Your Business Needs
7 Types of Insurance Your Business Needs The complexities of running a business can be overwhelming for anyone. Determining and deciding what kind of insurance your business needs does not make things any easier. Having someone to go through the insurance-buying process can help with the risk management process. The following are the policies that every business […]