April 9, 2020
AgencyCoronavirus & Cyber Attacks
Coronavirus & Cyber Attacks Opportunist crooks are exploiting coronavirus as part of their phishing attacks, malware, ransomware and more. Sound The National Cyber Security Centre (NCSC) is warning that criminals are looking to exploit the spread of coronavirus to conduct cyberattacks and hacking campaigns. They have spotted scams that look to take advantage of COVID-19 for their own […]
March 30, 2020
AgencyFamilies First Coronavirus Response Act (FFCRA)
Families First Coronavirus Response Act The Families First Coronavirus Response Act (FFCRA) requires certain public employers and private employers with fewer than 500 employees to provide their employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. Each covered employer must post in a conspicuous place on […]
March 24, 2020
AgencyFEDERAL IRS FILING & PAYMENT EXTENSION
FEDERAL IRS FILING & PAYMENT EXTENSION On Wednesday, March 18, 2020, the IRS released Notice 2020-17 which provides additional clarification on remarks made the previous day by Treasury Secretary Steve Mnuchin with regard to the due date of payments originally due April 15, 2020. The Notice asserts that the President’s issuance of an emergency declaration […]
March 23, 2020
AgencyFamilies First Coronavirus Response Act
Families First Coronavirus Response Act Expands Employee Coverage Under FMLA and Provides Emergency Paid Sick Leave On March 18, U.S. President Donald Trump signed the Families First Coronavirus Response Act (H.R. 6201) into law. The law is set to take effect no later than April 2 and will continue to December 31, 2020. The act compels employers with […]
March 11, 2020
AgencyWhat is umbrella coverage?
What is umbrella coverage? What would happen to your home, business, and family if you were sued for a significant liability charge? Luckily, an umbrella policy can step in when your other coverage isn’t enough. Umbrella insurance can provide additional coverage if you face costs due to a liability claim. Umbrella policies are one of […]
March 4, 2020
AgencyWhy do I need an umbrella policy?
Why do I need an umbrella policy? Does your homeowners’ liability insurance offer enough coverage in the case of an incident? Umbrella insurance is a great way to make up the difference to ensure you and your family are fully protected from lawsuits and expenses. It’s less an issue of umbrella insurance versus homeowners insurance, […]
February 28, 2020
AgencyHome Safety: Call before you dig.
Home Safety: Call before you dig. “Call before you dig” is a refrain you may have already heard from Public Service Announcements on the radio or TV. But many homeowners still ignore this basic advice, sometimes with deadly results. If you’re planning to dig anywhere on your property, here’s what you need to know–and […]
February 21, 2020
AgencyThree types of water damage: Water Backup, Overflow, Discharge and Flood
3 Types of Water Damage: Water Backup, Overflow/Discharge and Flood Water is one of the most common causes of damage in homes, and it represents a large number of insurance claims. Water damage to your property can happen from any number of sources, such as from: plumbing and appliances severe weather or storms accidents infiltration Costs to […]
February 6, 2020
AgencyHow Do ISO Fire Ratings Impact Homeowners Insurance Rates?
How Do ISO Fire Ratings Impact Homeowners Insurance Rates? Your area’s ISO fire score is a rating that determines how well your local fire department can protect your community and home. Insurance companies use the score to help set home insurance rates, as a home that is less likely to be severely damaged or destroyed […]
January 24, 2020
AgencyHome insurance cyber protection helps defend against attacks, cyber bullying. ?
Home insurance cyber protection helps defend against attacks, cyber bullying The wonders of modern technology help us stay better connected to loved ones and the wider world. But these benefits also bring new risks. That’s why more Americans are turning to cyber protection insurance. About one-third of U.S. consumers have been notified that their data […]