January 16, 2020
AgencyHome insurance requirements by county
Illinois Home Insurance Guide: by County Before you buy home insurance in Illinois, know which supplemental insurance you’ll need to fully protect your home. The state of Illinois is home to 102 counties and about 3.5 million residential buildings. Standard homeowners policies offer coverage in the event of perils like fires, windstorms and theft. While home insurers can […]
January 7, 2020
AgencyInsurance coverage for your drone
What You Need to know about Drones and How Much Does Drone Insurance Cost? How Do I Get My Drone Insured? Depending on the kind of drone you have and how you use it, you may already have coverage for drone damage insurance and liability through your home insurance policy. This is a review of all the […]
December 17, 2019
AgencyFrom Pests to Pets: Does Your Insurance Cover Animal Damage?
From Pests to Pets: Does Your Insurance Cover Animal Damage? You might assume that your homeowners insurance would cover any and all animal damage. But, most insurance policies treat animal-related damage differently depending on factors specific to the incident. Your homeowners insurance policy likely covers some incidents that have to do with your pets, but […]
December 10, 2019
AgencyWhat’s NOT Covered On a Standard Homeowners Insurance Policy?
What’s NOT Covered On a Standard Homeowners Insurance Policy? The standard homeowners insurance policy, also known as an HO-3, covers your home for multiple perils, but there are some important exclusions. Knowing what’s covered and what isn’t can save you a lot of money and heartache down the line. Earthquake and water damage In most […]
December 3, 2019
AgencyEight Things That Can Get Your Homeowners Insurance Canceled
8 Things That Can Get Your Homeowners Insurance Canceled When hail dents your siding or a tree falls on your roof, you’ll be glad you have homeowners insurance. However, companies aren’t required to provide you with coverage. In fact, they can even cancel a policy in the middle of a term if they discover a […]
November 21, 2019
AgencyWhy does my home insurance cost so much?
How much is homeowners insurance? Whether you own a home already or you’re house-hunting, it’s wise to know average home insurance rates for your state so you can anticipate what your expense is when shopping your policy and creating a family budget. Knowing what you can expect to pay also helps you save money when […]
November 12, 2019
AgencySurprising things your home insurance covers.
Surprising things your home insurance covers Many homeowners don’t understand what their home insurance policy covers and excludes. Case in point: More than 30 percent of U.S. heads of household who have homeowners insurance mistakenly believe flood damage is covered by a standard homeowners policy, according to a recent survey from the National Association of […]
November 5, 2019
AgencyDoes my home owners insurance policy protect my home base business?
What to Know About Home Office Insurance? Do you operate a business from a home office? If so, does your business require furniture and equipment? If these items were destroyed by a fire, how much would it cost to replace them? Would your homeowners’ policy cover this cost? If a client or business associate was injured on […]
October 29, 2019
AgencyPersonal Cyber Insurance: What Does It Protect You From?
Personal Cyber Insurance: What Does It Protect You From? We have heard about increasing cyber-crime and cyber-attacks in today’s connected world but do you know about what risks you face online as an individual, or whether your home insurance covers you if you are a victim of internet or cyber-crime? The more connected we become, the more […]
October 15, 2019
AgencyOPEN ENROLLMENT FOR MEDICARE
FALL IS HERE….AND ON THIS DAY, 10/15/19 SO IS OPEN ENROLLMENT FOR MEDICARE 10/15/19 TILL 12/7/19 IS IT ME, OR IS THIS TIME LINE GETTING SHORTER EVERY YEAR? Well the government is doing this on purpose and no this isn’t the time that I’ll blog about Obama Care and the Affordable Health Care Act or Trump […]